Electric bike financing
Get an electric bike with flexible installment payments
Do you want to get an electric bike easily and flexibly? Financing an electric bike through Resurs Bank offers you an easy and secure way to pay for your bike in installments. Choose a suitable payment schedule and start enjoying the freedom of electric biking today!
Pay later – at your own pace
You choose when and how you want to pay. You can get up to 36 months of interest-free payment time.
- 30–60 days until the first due date
- No opening fee, no card, and no hidden charges
- You can split the payment into parts and choose the payment option that suits you best
- The account is a revolving credit that you can easily use for your future purchases as well
You can apply either through the link below or on-site at the store. You will receive the invoice the month after your purchase, and then you can choose whether to pay the full amount at once or in flexible installments.
You will see the credit decision immediately and get access to the credit once you have signed the credit agreement electronically.
What about the costs? (Revolving credit)
30–60 days:
Annual interest rate: 0 %
Credit cost/month: 0 €
12 months:
Annual interest rate: 0 %
Credit fee/month: 0.28%/month of the credit limit, but no more than €12.50/month.
60 months:
Annual interest rate: 15.00% + KSL reference rate*
* The KSL reference rate refers to the reference interest rate under section 12 of the Interest Act referred to in the Consumer Protection Act, published twice a year by the Bank of Finland and valid for 6 months at a time. The applicable reference rate can be up to 5%, meaning the credit's annual interest rate can be up to 20%, as stipulated in the Consumer Protection Act.
Example purchase (Revolving credit):
Purchase price: 1500 €
Payment option: 12 months
Annual interest rate: 0 %
Credit cost/month: 5.60 €
Effective annual interest rate: 4.01 %
Credit costs: 61.60 €
Total payable: 1562 €
Installment/month: 130.60 € (12 installments)
The credit cost is 0.28%/month of the agreed credit limit, but no more than 12.50 €/month. The credit cost is charged on monthly invoices. The bicycle account is a revolving credit with a minimum credit limit of 2000 €. Other uses of the credit may result in a higher or lower effective annual interest rate. Credit is not available in Åland. Credit provider: Resurs Bank AB Finnish branch. Read more about our financing partner Resurs here.
Now up to 36 months interest-free payment time!
Apply for a one-time credit by sending a message PYÖRÄ36 to number 18311 or through this link.
What about the costs? (One-time credit 36 months)
30–60 days:
Annual interest rate: 0 %
Credit cost/month: 0 €
24 months:
Annual interest rate: 0 %
Credit fee/month: 0.28%/month of the credit limit, but no more than €12.50/month.
36 months:
Annual interest rate: 0 %
Credit fee/month: 0.28%/month of the credit limit, but no more than €12.50/month.
60 months:
Annual interest rate: 15.00% + KSL reference rate*
* The KSL reference rate refers to the reference interest rate under section 12 of the Interest Act referred to in the Consumer Protection Act, published twice a year by the Bank of Finland and valid for 6 months at a time. The applicable reference rate can be up to 5%, meaning the credit's annual interest rate can be up to 20%, as stipulated in the Consumer Protection Act.
Example purchase (Lump sum credit 36 months):
Purchase price: €3000
Payment option: 36 months
Annual interest rate: 0 %
Credit fee/month: €8.40
Effective annual interest rate: 6.18 %
Credit costs: €294.00
Total payable: €3294.00
Installment/month: €91.73 (36 installments)
The credit fee is 0.28%/month of the agreed credit amount, but no more than €12.50/month. The credit fee is charged on monthly invoices. The minimum purchase for a lump sum credit is 1 euro. Other uses of the credit may result in a higher or lower effective annual interest rate. Credit is not available in Åland. Credit provider: Resurs Bank AB Finnish branch.
Is something still on your mind?
Contact Resurs customer service on weekdays, tel. 09 622 4308. Remember to also use your Resurs online bank, where you can see, among other things, your account balance: Log in to the online bank here.
💡 With financing, you can acquire the e-bike of your dreams flexibly and without a large lump sum payment.